So, what makes someone rich? The answer is that it takes work, risk, and sacrifice. You might be lucky enough to make a hundred million dollars in a few short years, but getting there will take a lot of hard work. That’s why most super rich people focus on their health and integrity, rather than their bank accounts. It’s important to realize that while money can make you happy, it can’t make you a better person.
You may not start out filthy rich, but it’s possible to make moderately wealthy after years of hard work. Smart investing and budgeting can also get you there. But remember that the vast majority of wealthy people don’t start off with good jobs. Instead, they start their own business. It’s a sad truth, but eighty percent of businesses fail in the first five years. That doesn’t mean that you can’t become rich.
But before you get too excited, here are some simple steps to help you create a wealth-building plan. First, start a budget. Budgeting will help you spend below your means and eliminate bad debt. Also, a budget will help you set aside a cash reserve to cover expenses on a monthly basis, which will help you build an emergency fund. But, what if you’re not able to make enough money?
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